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Age
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Gender
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State
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Coverage Amount
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Annual Rates
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Term Life
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Level Term Life Rates
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10 Year Preferred
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10 Year Select
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10 Year Standard
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20 Year Preferred
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20 Year Select
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20 Year Standard
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The Term Life premium credit for 2010 is 15%. Term Life premium credits are based
on the experience of the plan and therefore cannot be promised or guaranteed to
be the same each year.
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For additional quotes, re-enter coverage amount
For spouse quote, re-enter appropriate information. Spouse coverage cannot exceed
members
Need Insurance for your children? Click
here for rates
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The premium contributions for all life plans quoted reflect the current rates and
benefit structure as of April 1, 2010. Premium may be paid annually or semi-annually.
The premium is based upon the member and spouses gender, amount of insurance requested,
usage of tobacco/nicotine products, health status and attained age on the date the
coverage is issued.
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Term Life rates increase on the premium due date coinciding with or next following
the date that a member or spouse enters a new age bracket. New York Life may change
premium contributions for the Term Life plan on any premium due date, but not more
than once in any twelve-month period, and on any date on which benefits are changed.
Term Life benefit option amounts are subject to change by agreement between New
York Life and the Board of Trustees.
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Level Term Life rates are guaranteed not to increase for the initial 10 or 20 year
term. For the Level Term Life plans, only non-smokers meeting the highest underwriting
standards will qualify for "Preferred" rates. Other non-smokers may qualify for
higher "Select" or "Standard" rates. (Note: Smokers may only qualify for "Standard"
rates.) Upon approval of your application, you will be notified of the rate classification
for each approved person.
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The ACS Group Life Plans are underwritten by New York Life Insurance Company, 51
Madison Avenue, NY, NY 10010, under group policy GMR, Policy Numbers G29200/FACE,
G29204/FACE and G29205/FACE.
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